Texas Life, Accident and Health: what it costs over three years
With no retakes, the fees listed below add up to $149 over the first three years, and that is partial: at least one fee is not published where we looked. Each line shows who sets the fee and the day we read it.
Cost over the first three years
| Fee | Each | Times | Subtotal |
|---|---|---|---|
| Exam fee (paid to Pearson VUE, per reservation) (each attempt) Pearson VUE for the Texas Department of Insurance, read . Pearson VUE Texas Insurance Licensing Candidate Handbook, October 2024, Available Exams and Fees at Test Centers. The handbook lists $49 for the General Lines Life, Accident and Health exam in English and in Spanish. The Pearson VUE Texas web page shows no fee, which is why an earlier cost reading withheld it. | $49 | 1 | $49 |
| License application (resident agent, per license type) (once) Texas Department of Insurance, read . TDI, general lines life apply. TDI page last updated July 28, 2025. TDI says you pay again if you apply before passing the exam. | $50 | 1 | $50 |
| License renewal (every 2 years) (when due) Texas Department of Insurance, read . TDI, general lines life manage license. TDI page last updated May 21, 2026. Continuing education is 24 hours each term; course prices are not counted here. | $50 | 1 | $50 |
| Total of the fees listed (partial, see below) | $149 | ||
Your numbers
Type the fee you pay, how many attempts you want to plan for and the date of the first one. The page does the arithmetic with the owner's wait. Nothing you type is saved or sent. This shows what you would pay and wait if every attempt but the last did not pass. It does not say how likely that is.
- Attempt 1, fee $49
- Attempt 2: wait 1 day after the last one, fee $49
2 attempts: fees add up to $98, and the waits add up to 1 day.
Texas Department of Insurance and Pearson VUE: A candidate who fails can schedule a new exam within one day, and the handbook sets no limit on attempts at the same exam. Each reservation is paid when you make it ($49 for this exam) and is non-refundable except under the 48-hour change policy. Read October 18, 2026. Owner page. Confirm Texas Life, Accident and Health fees and waits on the owner page before you pay.
Fees we do not list
These are left out of the total because we could not confirm an amount from the owner. The total is a floor, not the whole cost.
Fingerprints: not published
TDI points to IdentoGO and shows no price on the pages we read.
How the total is built
The total is the sum of the lines above for the first three years after you pass. Fees that repeat for each attempt are paid again for each retake you choose. Fees that fall due on a cycle are counted when they fall due inside the three years. Course and study costs, travel and state fees we do not list are not included. Fees change, so confirm each on the owner page before you pay.
See also exam change dates.
Free Texas Life, Accident and Health practice is on its practice page, with right or wrong on every answer. The full analysis is $39 once, with a 30-day full refund. Open Texas Life, Accident and Health practice.
DecipherU is not affiliated with, endorsed by or sponsored by Pearson VUE for the Texas Department of Insurance and Texas Department of Insurance. Names and marks belong to their owners. This page is a plain-language summary of public pages, not their own text and not advice.
Verify fees, deadlines and requirements with the issuing authority before you rely on them. Rules change, and this page may be out of date.
Educational information only. It is not professional, legal, financial, medical or licensing advice.