Florida Life and Health: what it costs over three years

With no retakes, the fees listed below add up to $151.50 over the first three years, and that is partial: at least one fee is not published where we looked. Each line shows who sets the fee and the day we read it.

Cost over the first three years

Retakes to include (each retake pays every per-attempt fee again)
FeeEachTimesSubtotal
Exam fee (paid to Pearson VUE) (each attempt)
Florida Department of Financial Services, read . Florida DFS agent fees. DFS dates this fee to October 1, 2018.
$441$44
License application (nonrefundable) (once)
Florida Department of Financial Services, read . Florida DFS agent fees
$501$50
License identification fee (once)
Florida Department of Financial Services, read . Florida DFS agent fees
$51$5
Fingerprints (paid to the vendor) (once)
Florida Department of Financial Services, read . Florida DFS agent fees. DFS splits it into $24.00 FDLE, $15.00 FBI and $13.50 vendor. Local sales tax may apply.
$52.501$52.50
Total of the fees listed (partial, see below)$151.50

Your numbers

Type the fee you pay, how many attempts you want to plan for and the date of the first one. The page does the arithmetic with the owner's wait. Nothing you type is saved or sent. This shows what you would pay and wait if every attempt but the last did not pass. It does not say how likely that is.

  1. Attempt 1, fee $44
  2. Attempt 2: wait 0 days after the last one, fee $44

2 attempts: fees add up to $88, and the waits add up to 0 days.

Florida Department of Financial Services and Pearson VUE: If you fail, you reapply with Pearson VUE and pay another non-refundable fee. The handbook states no fixed waiting period. It does limit you to five attempts for the same exam type in a 12-month period. Read October 18, 2026. Owner page. The owner states no fixed wait, so 0 days is used; check the owner page for current scheduling rules. Confirm Florida Life and Health fees and waits on the owner page before you pay.

Fees we do not list

These are left out of the total because we could not confirm an amount from the owner. The total is a floor, not the whole cost.

  • Renewal fee: not published

    The DFS fee page lists no standard renewal fee, only a $25 late fee per renewal appointment, so we publish none.

    Read . Source: Florida DFS agent fees

  • Appointment fee: not published

    DFS lists a $60 resident appointment fee paid through eAppoint. The page does not say who pays it, so we leave it out of the total.

    Read . Source: Florida DFS agent fees

How the total is built

The total is the sum of the lines above for the first three years after you pass. Fees that repeat for each attempt are paid again for each retake you choose. Fees that fall due on a cycle are counted when they fall due inside the three years. Course and study costs, travel and state fees we do not list are not included. Fees change, so confirm each on the owner page before you pay.

See also exam change dates.

Free Florida Life and Health practice is on its practice page, with right or wrong on every answer. The full analysis is $39 once, with a 30-day full refund. Open Florida Life and Health practice.

DecipherU is not affiliated with, endorsed by or sponsored by Florida Department of Financial Services. Names and marks belong to their owners. This page is a plain-language summary of public pages, not their own text and not advice.

Verify fees, deadlines and requirements with the issuing authority before you rely on them. Rules change, and this page may be out of date.

Educational information only. It is not professional, legal, financial, medical or licensing advice.