Prática SAFE MLO Test

A lender wants to deliver required mortgage disclosures by email instead of on paper. Under the E-Sign Act, what must happen before the electronic versions satisfy the paper requirement?

• AThe consumer gives informed, affirmative consent electronically, showing access to the format.
• BThe lender sends one email saying disclosures will be electronic unless the consumer objects.
• CThe consumer signs any loan document electronically, which counts as consent to all delivery.
• DThe lender gets the consumer's consent in a phone call and notes the call in the loan file.